Month total
$1,240.00
Paid $420.00 · Left $820.00
Every payment you’ve committed to, on one calendar you own.
Subscriptions, credit card cycles and debts, tracked on your own phone and flagged before every due date — nothing to sign up for, no internet needed, no connection to your bank.
- App Store Coming soon
- Google Play Coming soon
Not published yet — Subscrify is still in development.
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Credit card
Closes on the 4th, 18-day grace
Payment due Sep 22 (moved from Sep 20)
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2 payments due tomorrow
Music streaming — $11.99, Gym — $45.00
How Subscrify works
Three steps, and then it mostly runs itself.
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Step 1
Add what you pay for
One form covers all three kinds: a subscription, a credit card, or a debt. Choose the cadence — monthly, yearly, every few weeks, or your own list of dates.
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Step 2
Get reminded before it’s due
Reminders arrive 7 days out, 2 days out and on the day itself, at the hour you pick. Your phone schedules them locally — nothing leaves the device.
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Step 3
Mark it paid and watch the month settle
Swipe a payment done, with undo if you were too quick. Your week, month and year totals split into Paid and Left, and every payment lands in your history.
Five things it does properly
Recurring money has edge cases. Subscrify was built around them.
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Three kinds of commitment, one agenda
Subscriptions, credit card cycles and debts share the same calendar, the same search and the same history. Debts run as a ledger, so you log payments as they happen and watch the balance draw down.
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Card cycles that understand statements
Set the day your statement closes and let the due date follow it — anywhere from 0 to 60 grace days, or a fixed payment day if that’s how your bank works. A payment landing on a weekend moves to Monday and still shows where it came from.
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Reminders that respect your day
7 days before, 2 days before and on the day, at the time you choose. Payments falling on the same date arrive as one grouped notification instead of five, and an in-app inbox keeps the ones you haven’t read.
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Backups you actually own
Save a copy of everything into one file, protected by a password only you choose. Not even we can open it — which is exactly why nobody else can either.
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Built around how you actually pay
30 currencies with a currency per entry and a shortlist of the ones you use, a number format you set independently of your language, light or dark to match your phone, and an interface in English or Spanish.
Your information is yours, and it stays inside your phone.
There is no account to create and no internet connection needed — everything you write down stays where you wrote it.
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Everything stays on your phone. What you add is saved on your phone and nowhere else. It takes up less room than a couple of photos, and it travels inside the backup your phone already makes.
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It never goes online. The app does not send anything anywhere. There is no account, nothing is shared with anyone, and nobody sees what you use it for.
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The reminders come from your phone. Your own phone keeps the dates and warns you. Nothing about your payments has to travel anywhere for that to work.
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You open it the way you unlock your phone. Face ID, your fingerprint or the code you already use — there is no separate Subscrify code to remember, and there never will be. It keeps the screen closed; it is not an extra lock on the information itself.
For the technically minded: the app stores everything in one SQLite database file on the device (about 904 KB for 40 commitments and ten years of history) and makes no network requests — there is no server, no sync and no third-party analytics SDK. Exported backups are encrypted with AES-256-GCM (PBKDF2, 600,000+ iterations). The database itself is not separately encrypted; it relies on your device’s own encryption, the same as any other app’s files.
Questions worth asking
Is Subscrify free?
There is no paid plan today. Subscrify has no accounts, no subscription of its own and nothing to buy inside the app.
Does it connect to my bank?
No. You enter what you pay for yourself. Subscrify never asks for bank credentials, card numbers or balances, and it has no way to reach your bank — for credit cards it tracks the dates of your cycle, not the money in the account.
What happens if I lose my backup password?
The file cannot be opened again, by you or by anyone else. That is the tradeoff for real protection: the password is never stored, so there is no reset link and no support ticket that can recover it. If we kept a copy to rescue you with, that copy would also be the thing an attacker went after.
Can anyone else see what I add?
No — not us, not anyone. Backups you export are locked with the password you choose, and only that password opens them. The exact detail: every .subscrify-backup file is encrypted with AES-256-GCM, with a key derived from your password using PBKDF2 at 600,000 iterations or more and a fresh salt and IV each time. The database on your phone is not separately encrypted — it relies on your device’s own encryption, the same as any other app’s files.
What devices does it support?
iPhone on iOS 16.4 or later, and Android.
Is Subscrify available now?
Not yet. It is in active development and has no App Store or Google Play listing. When there is something to install, this page is where it will appear.
Do I need an internet connection?
No, at any point. Subscrify never needs an internet connection, so it works the same on a plane as it does at home.
Recurring money, without the surprises.
Subscrify is still in development — no store listing yet, and no account waiting for you when there is one.
See how it works